Pinjaman yang
Mudah Blacklist CTOS / CCRIS
Layak Hubungi Kami
011-10604533

Kami memberi Pinjaman kepada semua pemohon yang ditolak oleh Bank

Mengenai Kami

Kemuncak Bestari Cemerlang Sdn Bhd

Kami adalah sebuah syarikat Pinjaman wang yang bernombor lesen WL6509/04/01-5/011225. Kami menjalankan perkhidmatan secara sah dibawah akta pemberi Pinjaman 1951. Pengkhususan dalam mereka bentuk penyelesaian kewangan peribadi dan perniagaan yang dapat memenuhi segala keperluan dan kehendak para pelanggan adalah matlamat berterusan kami. syarikat kami memberikan tumpuan dan perhatian kepada kualiti perkhidmatan kami kepada anda semua. Kami menawarkan Pinjaman berkadar tinggi yang direka khas untuk memenuhi keperluan anda.

Jumlah Pinjaman yang Tinggi

Kami Menawarkan Pinjaman Bernilai Tinggi dan Direka Khas untuk Memenuhi Keperluan Anda

Kadar Kelulusan yang Tinggi

Kadar Kelulusan Pinajaman daripad Kami adalah Sehingga 99%

Senarai Hitam boleh Memohon

Permohon Yang Senarai Hitam Oleh Bank Dan Aeon Credit Layak Memohon

Pelbagai Skim Pinjaman

Kami mempunyai pelbagai skim pinjaman direka khas untuk Memenuhi keperluan anda

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Kemuncak Bestari Cemerlang Sdn Bhd

Perkhidmatan Kami

Syarikat kami memberikan penumpuan dan memberi perhatian kepada keberkesanan perkhidmatan kami kepada anda semua!

Biarpun pengguna individu yang perlukan kemudahan pemberian pinjaman, fokus kami ialah memahami keperluan anda dan menstrukturkan pakej-pakej kami untuk menyesuaikan anda

Keistimewaan Kami

Keistimewaan Kami

Kadar Faedah Bulanan Yang Rendah

Kami mengenakan Faedah Yang Paling Rendah Berbanding Dengan Syarikat Pinjaman Yang Lain

Tidak Deposit / Bayaran Pemprosesan

Syarikat Pinjaman Wang Berlesen Sah Seperti Kami Tidak Akan Meminta Wang Pendahuluan Ataupun Deposit, Harap Maklum

Tanpa Penjamin

Kami tidak perlu penjamin jika anda memenuhi keperluan kami



Maklumat Peminja Disultkan

Kami tidak akan mendedahkan sebarang maklumat peminjam kepada sesiapa


Pelbagai Skim Pinjaman Disediakan

Kami mempunyai pelbagai skim pinjaman direka khas untuk Memenuhi keperluan anda

Pembayaran balik yang Fleksible

Pembayaran mengikut kemampuan anda, pinjaman semula dan penyelesaian pinjaman sentiasa dibuka kepada anda

Hubungi Kami

Hubungi Kami

Maklumat Kami

Phone:

011-10604533

Alamat:

No. 7-1, Jalan Komersial TAKH 2, Taman Ayer Keroh Height, 75450 Ayer Keroh, Melaka


Terms and Conditions

Repayment of the installments in this agreement shall be due and payable without claiming a refund and the first installment must be made on the next month and thereafter every subsequent month until the end.

Breach of the agreement
IF default is made during the repayment period, whether in respect of principal or interest then the LENDER is entitled to charge light interest on the unpaid installment amount which shall be calculated at the rate of eighteen per cent per annum from day to day from the date of default. refund the amount of the installment until the amount of the installment is paid, and any interest charged shall not be counted for the purposes of this agreement as part of the interest charged on the loan.

Right of Action
IF the BORROWER fails to repay any amount of the installment due or any amount of the installment and any interest payable for any period exceeding twenty -eight days after the due date; OR

commits an act of bankruptcy or enters into any composition or an arrangement with its creditors or, as the company enters into a liquidation settlement, whether forcibly or voluntarily , then the LENDER can terminate the agreement.

Stamp Duty
Stamp duty fee and attestation fees incurred in connection with this agreement shall be borne by the BORROWER.

Agreement

  1. the agreement shall be a document which are legally binding and shall be read, taken and interpreted.
  2. time is of the essence of the agreement

IN THE EVENT of any conflict in the interpretation of these Terms and Conditions, the final confirmation will subject to LENDER's discretion.

Privacy Policy

The Commitment
Kemuncak Bestari Cemerlang Sdn. Bhd. (1084978T) is subjected to the PERSONAL DATA PROTECTION ACT 2010. We promise to process personal data based on the data subject's rights (customers) as follows:

  1. The right to be to,d whether their data will be processed by the organisation or third parties
  2. The right to access own personal data
  3. The right to correct own personal data
  4. The right to withdraw consent given to process personal data
  5. The right to prevent processing own personal data likely to cause damage or stress
  6. The right to prevent processing own personal data for purposes of direct marketing
Our rights as data users
  1. The right to process the personal data after obtaining the consent of the data subject
  2. Can continue to process personal data for the performance of a contract where the data is subject is a party to it
  3. Can continue to process the personal data of the data subject request to make a contract.
  4. Can continue to process personal data in order to protect the vital interests of the data subject
  5. Can continue to process personal data in compliance with the obligations of law where the data subject is subjected to it.
  6. Can continue to process the personal data for administering justice
  7. Can charge a fee to data subjects upon request to access his own personal data
  8. Can continue to process the personal data for carrying out the functions conferred upon any person or under any law.
  9. May refuse to comply with a data access request by informing the data subject in writing within the specified time

Refund Policy

  1. No Refund / Cancellation / Postponement Policy for Application fee Once procesesing, processing fees for Application personal loan and other events are non-refundable.
  2. IF the Customer desires to reschedule his or her application personal loan for some reason, he can reschedule it via call or whatsapp or visit to the nearest branch but the fee is non-refundable.
  3. The company reserves the right to refund to customer the equivalent sum of amount paid by customer only in the very exceptional circumstances subjected to company's discretion.
  4. The company has the right to request documents, including but not limited to the Customer's Identity Card, for verification purpose during refunding process.
  5. The company has the right to reject a refund request where it reasonably believes that the refund request may be fraudulent, illegal or involves any criminal activity